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Via Panica 116, Marostica 36063

Terms and Conditions


General Conditions for the purchase of Training Products 

Life Evolution Srls, with a registered office in Via Panica 116, 36063 – Marostica, is the financial education and IT consulting company. Through the website in which you are browsing www.simonecampagnolo.com (hereinafter, the “Site”), you can access an Academy section where you can purchase Training Products (as defined below), as well as merchandising , under the MasterX brand.

These Conditions are intended to define the terms of use of the Site and the conditions of purchase and delivery of Educational Products, through a binding agreement between Life Evolution Srls. and the User.

By purchasing the Training Products on the Site, the User declares to have read and accepted without reservation the current version of these Conditions.

1 – Definitions and Annexes

The terms used in this document are defined as follows and have the same meaning in the singular and plural:

  • “Company” means Life Evolution Srls., as represented;
  • “Account” means the profile created by the User, functional to accessing the Reserved Area for the purchase and use of Training Products through the Portal in the MasterAcademyX section;
  • “Reserved Area” means the section within the Site to which the User, following a specific registration procedure, accesses through their Credentials for the purchase of Training Products and the use of the same (as well as additional resources free available) within the Portal;
  • for “Consumer Code” we mean the legislative decree n. 206 of 6 September 2005 and subsequent amendments which governs the purchasing and consumption processes in order to ensure a high level of consumer protection;
  • “Conditions” means these general conditions for the purchase, delivery and use of Training Products;
  • “Consumer” means the User who qualifies as a consumer pursuant to and for the purposes of art. 3 of the Consumer Code;
  • “Contract” means the legal relationship established between the Parties following the purchase of an Educational Product;
  • “Access Credentials” means the credentials (username and password) for accessing the Reserved Area and the use of Training Products on the MasterAcademyX Portal;
  • “Personal Data” means information regarding an identified or identifiable natural person pursuant to the provisions of art. 4, par. 1) of EU Regulation 2016/679 (hereinafter, “GDPR”);
  • “Product Page” means the section of the Site explaining the contents and characteristics of the chosen Educational Product;
  • “Training Products” means video courses, webinars, masters, workshops, e-books, membership, podcasts, classroom courses, Live Events and, in general, products and services of a training nature, developed, organized and managed by Life Evolution Srls . and marketed through the Site;
  • “User” means the natural or legal person who purchases the Training Products through the Site.

2 – Object of the Contract

These Conditions, as supplemented by the provisions of the Privacy Policy referred to at the time of purchase, regulate the methods of purchase, delivery and use of the Training Products by the User.

The Training Products marketed by Life Evolution Srls. can be provided:

  • through the Portal;
  • live, such as courses, lectures and training events.

All Training Products provided through the Portal are licensed for use for a duration of 2 (two) years from the date of actual availability of the product within the Reserved Area.

In cases where the Training Products purchased on the Site consist of Live Events, the special conditions specified in art. 8 of the Conditions.

The Training Products can be combined with coaching sessions – which can also be sold separately – carried out by selected collaborators of Life Evolution Srls. with a consolidated experience in the reference sector. The coaching sessions are considered, for the purposes of these Conditions, Live Events and the special conditions specified in art. 9 of the Conditions.

3 – Purchase procedure on the Site

For the purchase of Training Products on the Site, the User must select the chosen product and follow the purchase procedure prepared on the Site.

In particular, the User must:

  • carefully read the information relating to the Training Product available on the Product Page or, in the event that it requires telephone support, in the summary e-mail received from Life Evolution Srls staff. of reference;
  • fill in an order form in electronic format which, in the case of telephone support, will be transmitted electronically by Life Evolution Srls. (through a link), following the instructions that will appear from time to time on the Site;
  • identify and correct, before proceeding with the transmission of the order form, any errors in entering the information and Personal Data indicated;
  • accept, in point and click mode, these Conditions and the Privacy Policy of Life Evolution Srls..

In accordance with the sector regulation on electronic commerce (Legislative Decree no. 70/2003), the Contract is considered concluded when the order form reaches the Life Evolution Srls server.

Once the order form has been received and registered, Life Evolution Srls. will send an order confirmation to the e-mail address indicated by the User containing:

  • a summary of the general and particular conditions applicable to the Contract;
  • essential information relating to the Educational Product purchased;
  • detailed indication of the actual price, the means of payment used and any additional costs;
  • information relating to customer service contacts which the User can contact to request assistance and / or submit complaints.

The order confirmation email constitutes the confirmation of the Contract concluded on a durable medium pursuant to the Consumer Code (Article 51.7). The User acknowledges and acknowledges that, upon receipt of this e-mail, Life Evolution Srls. has fulfilled its documentation obligations and that, therefore, the User is bound by the Contract.

The order form will be stored in the Life Evolution Srls database. for the time necessary for the execution of the same and, in any case, in accordance with the law.

Once the purchase has been made, Life Evolution Srls. will, based on the product purchased:

  • to make the Training Products purchased accessible in the Reserved Area of the MasterAcademyX User;
  • to send the User the purchased Training Product (books, gadgets and merchandising);
  • to communicate the admission tickets for Live Events;
  • to put the User in contact with the coach to schedule the coaching sessions.

In cases where the purchase of the Educational Product is made through the telephone support of a Life Evolution Srls operator, these – after having carefully informed the User about the characteristics of the Educational Products of his interest and answering his questions – will send an email with:

information relating to the chosen Educational Product;

  • a link to a section of the Site to allow the User to autonomously complete the purchase process of the selected Educational Products, read these Conditions, accept them and complete the payment.

In this case, the activity of the Life Evolution Srls telephone operator is specified. will act as a mere support agent to provide all the information relating to the Educational Products of interest to the User, who will subsequently be free to evaluate the opportunity and convenience of the purchase, without any time constraint, read these Conditions and possibly independently proceed with the purchase on the Site by means of the link received from the operator.

4 – Use of the Account

In addition to what is established in the previous article, in order to purchase Training Products on the Site and, consequently, use them both through the Reserved Area and to receive them physically, the User must:

  • be at least eighteen (18) years old and be able to validly conclude contracts;
  • provide true and complete contact and billing information, promptly updating them in the event of changes;
  • (for legal persons only) declare and guarantee that the person making the purchase has the authority to accept these Conditions and to act in the name and on behalf of the legal person.

The Access Credentials are strictly personal and must not in any way be disclosed to third parties. In this sense, the User is required to:

  • keep the access credentials in a safe place;
  • not to transfer the Account or share the Access Credentials with third parties;
  • ensure adequate measures to maintain the confidentiality of access to your Account;
  • notify Life Evolution Srls immediately. (no later than 24 hours after the event) in the event of theft / loss of the Access Credentials or in the event of suspicious or unauthorized use of your Account, possibly changing the access password immediately.

The User is responsible for all activities associated with the Account and undertakes, to the maximum extent permitted by the legal system, to indemnify and hold Life Evolution Srls harmless. from any claim that may be made by third parties in relation to and / or in connection with the use of their Account, as well as from any and all consequent damages, costs, charges and expenses that Life Evolution Srls. have to suffer.

Life Evolution Srls. will have the right, at its sole discretion, not to accept the User’s registration or to suspend close, even definitively and without notice the Account if:

  • any User information should prove to be wholly or in part false, untrue, incomplete or inaccurate;
  • there is a violation by the User of the intellectual property rights of third parties, of further regulatory provisions, of these Conditions or a cause that legitimizes the termination or dissolution of the Agreement (provided for by these Conditions or by law).

In the event of a definitive block, the Account and its contents may no longer be available and recoverable. In such cases, Life Evolution Srls. will not be required to reimburse the amount for purchases previously made by the User.

5 – Prices and payment methods

The cost of selling the Educational Products is indicated on the Site and, unless otherwise specified, is paid by the User at the time of purchase through the Site, in the currency in which they were charged.

Any additional costs may be applied to the invoice according to the reference standards for the foreign country of residence of the User and the legal and regulatory provisions in force there.

The selling price of the Educational Products displayed on the Site is the last price established by Life Evolution Srls ..

Life Evolution Srls. has the right to change the price of the Educational Products at any time, it being understood that the price charged to the User will be that indicated on the Site at the time of purchase.

Life Evolution Srls. may propose, for a predetermined period of time, promotions and offers for Educational Products marketed on the Site. When using the Account, the price offered for a specific Educational Product may be different from that offered to Users who have not logged in, as some promotions are only available to new Users.

Any promotions that provide for discounts or deferred payments are subject to the User’s compliance with the payment terms. Once these terms have elapsed in vain, the same will be required to pay the full price, reserving Life Evolution Srls. to suspend the Account until full payment is received. Life Evolution Srls. also reserves the right, once the term referred to in Article 1454 of the Italian Civil Code has expired the right to terminate the contract by applying a penalty equal to the residual accruals.

With reference to the purchase of Educational Products, the price paid does not include travel costs, main meals and any overnight stays, except in cases where this is explicitly indicated on the Product Page or in any case in the offer.

In case of payment by credit card, PayPal or Crypto, Life Evolution Srls. does not keep or memorize in any way the payment data, which will therefore be exclusively requested by the relative portal.

In case of payment by bank transfer, Life Evolution Srls. will process the order only after having received evidence of the crediting of the same to their current account.

The invoice or receipt certifying the payment will be issued following the actual payment and will be sent, if requested, by e-mail to the e-mail address provided by the User at the time of purchase, after indicating the order n. and related tax data.

6 – Financing

For the User who has chosen to make the payment by financing, the approval of the related practice is subject to the discretionary assessment by a specific financial company, whose work, also with regard to the timing of the approval process, Life Evolution Srls . will not respond.

Following the final approval of the loan by the financial company, the purchase price will be charged to the User with the timing and methods indicated in the loan agreement concluded between the User and the financial company. In the event of non-approval of the loan by the financial company, the User’s purchase is considered lapsed, unless person doesn’t proceed with payment within the terms in other ways.

7 – Coaching sessions

Users, even if belonging to one of the Special Categories of Users referred to in art. 5, will have to use the coaching services within one year of purchasing them, under penalty of forfeiture of the related right, without the possibility of requesting any refund.

The coaching sessions are periodically agreed between the coach and the User and last for 1 hour. If the User is unable to participate in the coaching session, he is required to notify the coach at least 5 (five) days in advance.

In case of late notification of the impossibility of participation with respect to the notice of 5 days from the agreed date, there is a penalty commensurate in 30 minutes which will be deducted from the hours package purchased by the User.

In the event of a notification of inability to participate made the day before or the same day agreed for the coaching session, the entire hour will be deducted from the hours package purchased by the User.

8 – Withdrawal and 100% money back guarantee

The User has the right to withdraw from the Contract for any reason and without the need to provide explanations within 14 days from the date of purchase of the Training Products, subject to compliance with the procedures indicated below.

In particular, Life Evolution Srls. recognizes the right of withdrawal to the User within the above terms:

  • with reference to Live Events, only if the User has presented himself and no later than the end of the first day of the course by signing the appropriate form, to be requested from Life Evolution Srls staff. after this deadline has elapsed, the User will lose the right to withdraw. The correct exercise of the right of withdrawal will result in the abandonment of the classroom and the right to reimbursement of the entire fee paid by the User without the obligation to return the didactic material received;
  • with reference to the coaching sessions, within 14 days from the day on which the payment or payment of the first fee was made, communicating it in writing to Life Evolution Srls. The withdrawal will not be exercisable if the User has already started to use the coaching hours before the above deadline;
  • with reference to the Training Products provided through the Portal, within 10 days from the date of granting access to use them.

In the event that the User intends to exercise the right of free withdrawal, he must complete and send the model withdrawal form available at the following link or any other explicit declaration of his decision to withdraw from the relative Contract to the email address: info @ simonecampagnolo.com.

With regard to physical Training Products, the return must be made by and at the expense of the User, by shipping the products covered by the withdrawal, by courier of their choice, to the following address:

Life Evolution Srls.

c / o Returns Service

Via Panica 116,

36063 – Marostica

For the valid exercise of the aforementioned right of withdrawal, the User must comply with the following conditions and methods:

  • the withdrawal may also be applied to a limited extent to individual Educational Products subject to a single purchase, it being understood that the withdrawal applies to the Educational Product in its entirety; Consequently, the User will not be able to exercise the withdrawal only for a part of the single Educational Product purchased (eg. a single book of a box set);
  • the Training Product in relation to which the User has exercised the right of withdrawal must be intact and returned in its original packaging, complete in all its parts (including the packaging and any ancillary documentation);
  • in compliance with the instructions received from Life Evolution Srls., the User will provide, at his own exclusive charge and care in the case of free withdrawal and, in the case of withdrawal due to a defective or non-compliant product, by and exclusively at the expense of Life Evolution Srls, to the shipment and return of the products;
  • if the Training Product returned is damaged during transport, Life Evolution Srls will only be required to notify the User of the incident in order to allow him to promptly file a complaint against the courier chosen by him, against whom (and / or of the relevant insurance company) to claim.

Life Evolution Srls. is not responsible in any way for theft or loss of Training Products subject to return; any related risk therefore remains the sole responsibility of the User.

In case of damage to the Training Products returned, the User is only responsible for the decrease in the value of the goods resulting from the handling of the goods other than that necessary to establish the nature, characteristics and functioning of the goods within the limits of the provisions of the Article 57.2 of the Consumer Code.

Once the existence of the requirements has been verified, Life Evolution Srls. will refund the User the full amount paid for the related Training Products subject to withdrawal, as well as any shipping costs incurred within 14 (fourteen) days from the date of request, or from the return of the products themselves or from the date on which the ‘User has demonstrated that he has returned the Educational Products, whichever occurs first.

The User expressly agrees that the aforementioned refunds are made by reversing the amount charged to the credit card indicated at the time of purchase or by bank transfer, in accordance with the related instructions and bank details that will be indicated by the same User.

In any case of non-compliance with the conditions and methods of exercising the withdrawal provided for in this paragraph, as well as in the event of damage to the Training Products for reasons other than their transport, even if different from the cases provided for in Article 57.2 of the Consumer Code, the Contract will remain valid and effective and Life Evolution Srls. will return the Training Products unduly returned to the sender, charging the relative shipping costs to the sender.

9 – Continuity of Services

Life Evolution Srls. guarantees the User the continuity of the services provided through the Portal, however reserving the right to suspend or interrupt the provision of Training Products, without any liability, in the event of:

  • needs of a technical nature, which include, by way of example and not limited to: breakdowns, maintenance, replacement of equipment, ordinary and extraordinary interventions, system implementations;
  • causes not attributable to Life Evolution Srls., such as those due to difficulties or impossibility of communication, interruptions in the supply of electricity, staff strikes, including the personnel of Life Evolution Srls., legal acts or measures that inhibit the possibility of receiving, sending and processing electronic flows relating to their digital infrastructure;
  • facts of third parties and, in general, any impediment or obstacle that cannot be overcome with ordinary diligence by Life Evolution Srls .;
  • other causes of force majeure as identified by case law and international best practices in the sector (including epidemics and pandemics).

Life Evolution Srls. will notify the User through the Portal, the e-mail address or other suitable communication tools, of the occurrence of one of the events described above.

In such cases, unless the cause or the occurrence of security problems and / or violations of the law is not attributable to the User, Life Evolution Srls. will extend the duration of delivery of the Educational Product for a period of time equal to the duration of the suspension / interruption.

10 – Warnings and Indemnity

All Training Products have training and didactic purposes. With the purchase of an Educational Product, the User is fully aware that the risk of investing in the Stock Exchange, in the sector indicated at its purchase and that inherent in the exercise of business activities can generate substantial losses, even greater than the entire amount of the invested capital.

Life Evolution Srls. and / or the coaches only provide specific training on certain areas of interest for the User, who is aware that he will then have to act, under his own exclusive responsibility, according to diligence and in a discretionary manner. Therefore, Life Evolution Srls. and / or the coaches cannot be held responsible in any way for any failure to achieve the objectives that the User had initially set or, even less, for the consequences, of any nature and species, deriving for the User from any decisions and / or actions developed following the purchase and / or participation and / or registration in the Training Products of Life Evolution Srls.

The User therefore assumes full responsibility for every action and decision he will take, expressly indemnifying Life Evolution Srls. and its coaches from claims concerning any losses, damages and / or prejudices that the User may suffer as a result of their investment operations.

The User also assumes all responsibility for the correctness of the data provided to the Life Evolution Srls coaches. and the lawfulness of the choices it will concretely make.

11 – Limitation of compensation

The User expressly approves that any compensation requested from Life Evolution Srls. it is limited to the refund of the price paid for the chosen Educational Product. As a result, higher amounts cannot be requested for any financial, economic or physical damage.

12 – Confidentiality and non-competition agreement

The didactic and training material relating to the chosen program is the exclusive property of Life Evolution Srls .; therefore, it cannot be used by the User for purposes other than direct use for the purpose of personal financial training.

The User undertakes not to disclose, even if only free of charge and / or non-commercial, educational materials and information, including methods and processes, of which I have become aware of by Life Evolution Srls., Not to make audio recordings -video, not to carry out or have third parties carry out, even through the establishment of companies, courses or seminars in direct or indirect competition with the activities carried out by Life Evolution Srls. The ban is valid for the 5 (five) years following the subscription of this contract and limited to the entire Italian territory (including the Vatican State and the Republic of San Marino) and Europe (including Switzerland and the Principality of Monaco). When purchasing an Educational Product, the User is obliged to report to Life Evolution Srls. if it has carried out or is carrying out, directly or on behalf of subjects, activities in competition with it.

In the event of a violation of even one of the provisions set out in this article, the User hereby undertakes to pay the sum of 150,000 euros as a penalty, without prejudice to compensation for any greater damages.

13 – Transfer of the Contract

Life Evolution Srls. has the right to transfer this Agreement to third parties, physical or legal, at any time, informing the User by sending a communication by e-mail.

14 – Processing of Personal Data

The User’s Personal Data will be processed by Life Evolution Srls. in compliance with the provisions of the GDPR. More information on the processing of the User’s Personal Data can be found in the Privacy Policy of Life Evolution Srls. referred to in this link.

15 – Intellectual property rights

The programs, processes, projects, software, technologies, trademarks and trade names, inventions (current or future) that appear on the Site and on the Portal are the property of Life Evolution Srls. and protected by copyright, trademark and unfair competition laws and, therefore, cannot be copied and / or imitated.

The User undertakes not to use the Site or Portal in any way for purposes other than those indicated in these Conditions.

It is therefore forbidden, by way of example and not limited to, the extraction, translation, distribution to the public in any form, as well as the copying and / or reproduction of the graphics or any component / element of the Site and the Portal without the express authorization of Life Evolution Srls.

All rights not expressly granted are reserved.

16 – Resolution

Life Evolution Srls. will have the right to resolve pursuant to art. 1456 of the Italian Civil Code the Agreement and, consequently, close (even permanently) the User’s Account, in all cases of violation of articles 4 (Use of the Account), 6 (Prices and payment methods), 8 (Live Events and courses in classroom) and 17 (Intellectual property rights).

In any case, with the termination of the Contract, Life Evolution Srls. will have the right to withhold the amounts already received for any reason by the User, without prejudice to the Company’s right to compensation for any greater damage.

17 – Communications

To exercise the rights referred to in these Conditions, for all legal obligations as well as for all questions relating to technical assistance on the use of the Portal, the User can directly use certain functions present within the Portal or contact to Life Evolution Srls. to the following e-mail address:

  • info@simonecampagnolo.com

Life Evolution Srls. sends the User all communications due under these Conditions through the system integrated with the Account or to the e-mail address registered during the purchase of the Educational Products.

18 – Modification of the Conditions

Life Evolution Srls. reserves the right, at any time, to modify these Conditions by giving notice, where possible, to the User with a notice of 30 (thirty) days from the date of the change.

The Conditions, the fees and the characteristics of the Training Products, updated with the latest changes, are always available on the Site.

19 – Interpretation

The Contract, as governed by these Conditions, represents the only agreement in force between the Parties in relation to everything in question and fully replaces any other previous, written, oral or tacit agreement between the Parties relating to the same object.

In the event that one or more provisions of these Conditions should be null, void or inapplicable, the Contract will remain valid and remain in force between the Parties in relation to all residual provisions.

Any specific conditions negotiated and formalized in writing between the User and Life Evolution Srls. prevail over these Conditions.

20 – Contract concluded online

In accordance with industry practice for the stipulation of online contracts, the User has had the opportunity to carefully read and archive these Conditions on a durable medium. In particular, the User has been expressly made aware of the conditions highlighted by Life Evolution Srls. in articles 6 (Prices and payment methods), 8 (Live events and classroom courses), 10 (Withdrawal and 100% money back guarantee), 12 (Warnings and Indemnity), 13 (Limitation on compensation), 14 (Agreement of confidentiality and non-competition), 15 (Transfer of the contract), 18 (Resolution) and 23 (Applicable law, Jurisdiction and Alternative Dispute Resolution).

Therefore, the applicability of the regulations referred to in Articles 1341 and 1342 of the Civil Code is excluded.

21 – Applicable Law, Jurisdiction and Alternative Dispute Resolution

The Contract is subject to Italian law.

Remember that:

  • in the event that the User does not qualify as a Consumer, the competence is exclusively delegated to the Vicenza court;
  • in the event that the User qualifies as a Consumer, the court of the place where the Consumer resides or has elected domicile is competent for any dispute relating to the application, execution and interpretation of these Conditions or the Contract.

Pursuant to art. 141-sexies, paragraph 3, of the Consumer Code, Life Evolution Srls. informs the Consumer that, in the event that he has presented a complaint as a result of which, however, it has not been possible to resolve the dispute that has arisen, Life Evolution Srls. will provide him with information about the body or bodies for the alternative and extrajudicial resolution of disputes relating to obligations deriving from a contract concluded on the basis of these Conditions (so-called ADR Bodies, as indicated in articles 141-bis and ss. of the Consumer Code), specifying whether or not it intends to use these bodies to resolve the dispute itself.

Life Evolution Srls. it also informs the Consumer that a European platform has been set up for the online resolution of consumer disputes (so-called ODR platform). The ODR platform is accessible at the following address http://ec.europa.eu/consumers/odr/.

Through the ODR platform, the Consumer will be able to consult the list of ADR bodies, find the link to the website of each of them and start an online resolution procedure for the dispute in which they are involved.

The Consumer who resides in a member state of the European Union other than Italy can also access, for any dispute relating to the application, execution and interpretation of these Conditions, the European procedure established for small claims, by the Regulation (EC ) n. 861/2007 of the Council, of 11 July 2007, provided that the value of the dispute does not exceed, excluding interest, rights and expenses, € 2,000.00. The text of the regulation is available on the website www.eur-lex.europa.eu.

In any case, the rights of Consumers to refer to the ordinary judge competent for the dispute deriving from these Conditions or the Contract are reserved, whatever the outcome of the out-of-court settlement procedure as well as the possibility, where the conditions are met, to promote a out-of-court settlement of disputes relating to consumer relations through recourse to the procedures referred to in Part V, Title II-bis of the Consumer Code.


We don’t believe in get-rich-quick schemes. We believe only in commitment, in creating value and in the importance of helping others. So instead of guaranteeing you wealth (we do not want and cannot do it), we will do something much more important for you: we will help you create the conditions to improve the quality of your life and that of those around you. If we succeed, wealth will be just one of many consequences.

This is why we will never promise you a result, but we will always promise you the utmost effort on our part to generate that result. This is why thousands of satisfied customers have chosen us and continue to do so every day. This is why we will always offer the “satisfied or your money back” formula. Because we simply want only and exclusively satisfied customers, who decide in peace. This is our job and this is what we love to do. Nothing on our pages is a guarantee of future results or earnings, just as we do not offer legal, tax or investment advice. You will find more detailed information on this in our Disclaimer and in the Legal Notes.